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Are there any alternatives to PayPal?

*** This is not an endorsement of any of these programs by ***
Especially suited to international users, but anyone can use them. They have a nice escrow service for 2% fee, and this could really solve a lot of problems we all face. However, they get a black eye for not informing customers of substantial changes in their service. For instance, they no longer accept e-gold and they will not accept sites with content they deem questionable. (adult and other sites) We recommend them, but unhappy with their failure to notify members (becoming just like PayPal) and very slow response to questions. Not as bad as Ikobo, but still more than a day to respond.
You can only sell intangibles. (ebooks, hosting, services, etc) However, no monthly fees and very easy for your customer to use. Recommended, but has restrictions. You can also block users to reduce the risk of fraud based on their location, or accept almost worldwide. Your choice. You are also included in their merchant mall, which usually will bring you a little extra business. It also has a very nice affiliate program built-in. Rates a bit higher than others, but it's still worth looking at.
ProPay offers a simple, safe, and affordable service that gives you the ability to accept your customers' credit and debit cards. No special equipment is required. Propay allows sellers to process credit cards from buyers. Discount rate of 3.5% plus $0.35 per transaction, plus an annual fee of $29.95 - $299.95. Similar to a merchant account.

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