Are there any alternatives to PayPal?
*** This is not an endorsement of any of these programs by AquaBid.com ***
www.payzip.com
Payzip is an online account that allows you to transfer money between friends instantly and pay for products and services on the Internet. You will always have cash access to your funds with the Payzip ATM-card. Payzip supports users and merchants from basically all countries. They also support all major credit cards including Chinese debit cards, which enables merchants to sell their products and services on the Chinese market. Your funds can either be withdrawn as cash (using the ATM-card) or sent to any bank in the world. No monthly or annual fees.
www.yowcow.com
All YowCow sellers participate in their Advantage Plus program, which guarantees that if the goods you ordered don't arrive, you don't pay.
www.moneybookers.com
Especially suited to international users, but anyone can use them. They have a nice escrow service for 2% fee, and this could really solve a lot of problems we all face. However, they get a black eye for not informing customers of substantial changes in their service. For instance, they no longer accept e-gold and they will not accept sites with content they deem questionable. (adult and other sites) We recommend them, but unhappy with their failure to notify members (becoming just like PayPal) and very slow response to questions. Not as bad as Ikobo, but still more than a day to respond.
clickbank.com
You can only sell intangibles. (ebooks, hosting, services, etc) However, no monthly fees and very easy for your customer to use. Recommended, but has restrictions. You can also block users to reduce the risk of fraud based on their location, or accept almost worldwide. Your choice. You are also included in their merchant mall, which usually will bring you a little extra business. It also has a very nice affiliate program built-in. Rates a bit higher than others, but it's still worth looking at.
www.propay.com
ProPay offers a simple, safe, and affordable service that gives you the ability to accept your customers' credit and debit cards. No special equipment is required. Propay allows sellers to process credit cards from buyers. Discount rate of 3.5% plus $0.35 per transaction, plus an annual fee of $29.95 - $299.95. Similar to a merchant account.
www.firepay.com
A FirePay account is a Web-based account that works like a debit card – you deposit money into your FirePay account, and then use your account to purchase goods and services online.
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